deed and title difference | BTCC Knowledge

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What is the difference between a deed and a title?

“A deed is a legal document used to confirm or convey the ownership rights to a property,” explains Anne Rizzo of Amrock, the title clearance company. “A deed or property deed must be a physical document signed by both the buyer and the grantor or seller.” Title, however, is the legal way of saying you have property ownership.

What does a deed mean when buying a property?

So when you buy a property, you will receive the deed, a document that proves you have ownership. That deed is an official document that says you have title to the real estate. To get the deed and “take title,” or legally own the property, your lender will perform a title search of the public record.

Should you buy a house with a deed or a title?

When you buy a home, you need both the deed and the title; one isn’t better than the other. The title is the concept of legal ownership while the deed is the document that proves ownership. Moreover, you can’t have a valid house deed if you don’t hold title.

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